About Us

Straya Home Loans is a dream of old world services and modern conveniences you’ve been looking for. We have partnered with Greenhouse, an online wholesale loan provider. 

As a wholesale loan provider Greenhouse Capital supports its “Channel Partners” with end to end loan processing and administration support. From pre to post settlement stages, Greenhouse Capital gives all its Channel Partners access to a personalised lending team that prides itself on excellent service. A Greenhouse wholesale loan is a excellent alternative to major bank loans, designed to give customers the essential home loan features they need, at competitive rates and low cost.

Greenhouse Capital and its ”Channel Partners” have originated in excess of 200 million dollars of wholesale residential loans to hundreds of homeowners around Australia. Greenhouse Capital in partnership with its wholesale providers has access to funding warehouse lines with both major domestic and overseas banks, with a simple goal to provide competitive diverse low cost home loans to every day Australians.

How it all works?

Greenhouse Capital is powered by wholesale providers such as Adelaide Bank, ING, NAB, ANZ, CBA, Credit Suisse. In 2016, Greenhouse Capital created the “Easy Loan” programs in partnership with Origin Mortgage Management Services to provide secure, low cost fully featured funding for residential home loans.

Origin was previously owned by ANZ Bank, with access of $2.9 billion dollars of assets and 50,000 customers. It was purchased from ANZ in 2012 on a joint venture between its Australian Directors and one of the worlds largest life assurance company, Malaysian Assurance Alliance Hoardings (MAAH).

Australian securitisation is used as an integral funding method by Major Banks and Non Banks alike issuances from $2 Billion per annum in 1995 to in excess of $28 Billion per annum currently.